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Merritt Station Apartments

Income Guidelines and Restrictions related to LIHTC and Market Rate Apartments at Merritt Station Apartments


How much is the monthly rent?  Please see the Resident Selection Criteria (RSC) for rate information.

What are the income restrictions? Please see the minimum and maximum income restrictions listed in the RSC.

I am looking for a place that is subsidized and the rent goes by my income- If you are seeking subsidized communities please visit our website or contact your local Housing Authority.

Will the rent go up next year? Yes.

Will the rent go up even if my income doesn’t go up? Annual rent increases are put in place to cover the increasing costs of operating an apartment community. There is no relationship between the annual rental increase and your household income earnings.

What is the Low-Income Tax Credit Program? The Federal Low-Income Housing Tax Credit program was created by the Tax-Reform Act of 1986 to encourage construction and rehabilitation of housing for low- and moderate-income families. The law gives states an annual tax credit allocation based on population and is administered by the Federal Internal Service (IRS) in accordance with Section 42 of the Internal Revenue Code. Developers can earn these tax credits by constructing affordable housing.

Learn more at:


What does the Resident Selection Criteria (RSC) mean by 50%, 60%?  Each percentage number represents an income maximum that must not be exceeded in order to qualify for that apartment.
The number itself (50%, 60%) is that percentage amount of the area median income, otherwise known as AMGI. Area median gross income is determined by HUD each year and is a different amount in different areas and locales. The AMGI is a bit like an average income for that area.
For example, if the area median gross income is $50,000 per year, (as determined by HUD) and your household earns no more than $30,000 per year, your household may qualify for a 60% apartment, which has been set aside for households earning a maximum of 60% of the area median income (60% of $50,000=$30,000).

This percentage number does not indicate that you will pay the stated percentage of your income toward rent.

Is this only for the elderly? Is this a senior building? Merritt Station Apartments are for everyone!

Do you have availability for seniors under 62? Yes-we welcome all ages!

Do you accept vouchers? Yes.

What if my income is too high? There is no income maximum for our Market rate apartments.

Do I qualify for the community if I am a student? Households comprised only of full-time students should read the Resident Selection Criteria, page 1 under Students, as well as the application to be sure they meet the qualifications. If you have any questions regarding student guidelines please contact the office.

Why do I need to give you proof of all income and assets? This information is required as part of the Low Income Tax Credit Program to ensure each household meets income eligibility. Please see the Privacy Act Form.

How do I know what documents to give you as proof of my income and assets? See the list of acceptable documents on our website.

I have a part-time job should I include it on my application?  Proof of all income and assets must be provided at the time of application. Any information not provided can lead to application denial.

I’m working full time now, but will soon change to part time. Can I still apply? Yes-Please see the minimum income guidelines.

I’ve recently been offered a job but I’m not working right now. Can I still apply? Yes! Please provide a signed offer letter from your future employer showing your salary.

I receive only Social Security. Will I qualify? Maybe. Please see the minimum income guidelines.

Why do I have to list all occupants on my application? In order to determine program eligibility all household members (and their income) must be listed on the application, including those who are under the age of 18. This includes students away at college, dependents with shared custody arrangements and individuals who will join the home within the 12 months of the application date.

Can I add someone to my lease in a few months? Changes in household composition are not permitted within the first 12-month lease term. Please speak with our leasing team for additional information.


What’s included? Water, Sewage, and Trash are included.

Will there be central air/heating? Yes. Central Air and Heat is offered in all apartments at Merritt Station.

Will residents be responsible for both gas and electric? All apartments at Merritt Station are 100% electric. You will be responsible for electric costs.

I’m not sure if I can get BGE/utilities in my name. How can I find out? What do I do? Call BGE directly to discuss utility service and learn about their application process and credit requirements. Proof of BGE in your name is required at the time of lease signing.


Do you accept pets? Yes! We love our furry residents!

How much is a pet deposit for each pet? $250 non-refundable pet fee, per pet.

Is the pet deposit yearly, or a monthly fee? There is a one-time, non-refundable, pet fee of $250, per pet, plus a $15 monthly fee for each pet.  2 pets are permitted at Merritt Station. Please see the RSC for breed restrictions and additional information and requirements.

I have an emotional support animal what documents do I need to provide? Please speak with our leasing team at the time of your appointment for specific information.

Amenities & Features

Any 1 bedrooms? No, but our two bedroom makes a spectacular one bedroom plus den/library/media room/guest room/luxury closet. Treat yourself!

How much is the garage? $ 75 per month. There are 20 garages available for rent.

Do the units with garages have entry accessible from the garage directly to the unit? No-the garages enter into common hallways.

Do you have front door security?  No-both buildings have controlled access entry systems.

Is there an elevator? Yes-one in each building.

Will you have Handicap Parking? Yes-there will be designated handicap parking spaces. Please speak with our leasing team about any questions or concerns you may have related to parking and accessibility.

Are the apartments wheelchair accessible? Merritt Stations offers several apartments with accessible features. Please speak with our leasing team for additional information.

Do you have apartments with balcony or patio? No, Merritt Station does not offer balconies or patios.

Can I get my own washer and dryer? Yes! We offer washers and dryers for rental at $45 per month or you may purchase a washer and dryer professionally installed by a licensed contractor. Please speak to our leasing office team regarding size/space requirements before making a purchase.

Will the washer and dryer be in unit or will there be a laundry facility available? Each apartment features washer/dryer hook ups and the Community also offers a common area laundry room.

Will there be a conference/computer room available? Yes!

Will there be an area residents can rent for events or parties? No. There is no Community Space available for rental at Merritt Station Apartments. However, there are many places nearby available to reserve for private events.

Is there closet space? Yes!

What color is the carpet in the bedrooms? The carpet in the bedrooms is a beautiful neutral off-white sure to compliment all decorating schemes.

Are appliances included? Yes-each apartment includes an energy efficient black appliance suite, including microwave and garbage disposal.

I want one floor living-no steps. -That’s exactly what we offer!

What are the public schools in the area? Norwood Elementary, Holabird Middle, Dundalk High

Application & Leasing

How can I fill out an actual application? The full application process is available online. We are happy to mail the application packet to those individuals who do not have online access.

What is the application fee? $25 per person age 18 or older.

Can I pay the application fee online? Yes!

Is the application fee refundable if I don’t qualify for an apartment? No.

How long does it take to process my application? Application processing varies based on the individual, and the regulations associated with the specific apartment you’ve selected. The process can be more efficient if all requested documents are available at the time of application interview. Bringing in ID information, proof of all income and assets and providing additional documents when requested greatly reduces the processing time. Please assume at least a two-week processing time from the date of original application, at the minimum.

Can I transfer my lease from another Habitat America community? Sadly, no. Each community has different qualifying criteria and a new application must be submitted.

I live in a community that used to be managed by Habitat America. Does this matter for my application? We are thrilled to have you join our Habitat America family again! As each community has different application and qualifying criteria, we must ask everyone to go through the application process anew for each Community.

Is there currently a waiting list? Yes. If an apartment is not available when the application is submitted, the applicant will be put on the waiting list. The application will be fully screened and verified once an apartment becomes available for occupancy. 

Will ownership become an option? Not in the foreseeable future.

Can I have a co-signer? Yes-please see the Resident Selection Criteria for additional information.

When can I see a model apartment? We are hoping to invite everyone to visit and see a model apartment soon. Stay tuned for updates!

Will I be able to pay my rent online? Yes!

Will there be an additional charge for online payments? No charge for ACH. Credit card and debit payments incur a 3.2% processing fee.

We are looking forward to meeting you soon!

 Have a new question not already answered here? Please let us know! Send an email to [email protected].